See Your Retirement Plan Year by Year

APC Plan360 – RetireMap is retirement planning software that brings retirement income, expenses, Social Security claiming, federal and state taxes, required minimum distributions (RMDs), Roth conversion opportunities, healthcare costs and portfolio withdrawals together in one comprehensive year-by-year retirement projection — delivered as a written Retirement Readiness Report with a readiness score.

What your RetireMap shows

• A Retirement Readiness Score with the year your money is projected to last to
• Year-by-year projections of income, expenses and portfolio withdrawals
• Federal and state tax estimates, including required minimum distributions
• Social Security claiming and survivor-spouse impact analysis
• Healthcare cost and Medicare IRMAA modeling plus Roth conversion opportunity analysis
• Monte Carlo stress testing and projected estate value under conservative, base and optimistic scenarios

Common questions

How much does RetireMap cost?
Reports are one-time purchases with no subscription: Introductory $99 (limited-time special offer, regularly $297, through August 31, 2026), Expanded (Standard) $497, and Advanced Tax & Income Optimization $997. A Personalized Retirement Planning Package ($1,500–$3,500) is available by application. Every tier includes a consultation. See full pricing.

How long does it take?
Most people complete the guided intake in 15–25 minutes using approximate account balances, their ssa.gov Social Security estimate, and expected retirement spending. Progress saves so you can return anytime. Learn how it works.

Is RetireMap financial advice?
No — RetireMap is educational retirement projection software, not individualized investment, tax, or legal advice. Read more in the FAQ or explore free guides on the retirement education blog.

Retirement education library

Free plain-English retirement guides. Every article is also available as a full-text version readable without JavaScript, and you can subscribe to new articles via the RSS feed (full article content included):

• Roth Conversions Explained: How to Lower Your Lifetime Tax Bill (full text)
• RMD Rules Made Simple: Start Ages, Deadlines, and the 25% Penalty (full text)
• Social Security Timing: Should You Claim at 62, 67, or 70? (full text)
• The Tax-Smart Withdrawal Order: Which Accounts to Tap First (full text)
• Medicare IRMAA Surcharges: How Income Raises Your Premiums (full text)
• Sequence of Returns Risk: Why the First 5 Years Matter Most (full text)